As independent financial advisors, we can help you choose the most appropriate life cover for you. Some of the options available are as follows:

Click here for an online life assurance/mortgage protection quotation

Mortgage protection - This is the cheapest form of life cover on the market, but is also the most inflexible. It is designed to pay off your mortgage should you die, and its inception is often a mortgage condition.Those that have taken this cover with their bank or building society can often obtain a cheaper quotation with our help.

Convertible term - Cover on a term policy will not reduce over the selected term. The convertible option gives flexibility to change the amount of cover on the policy without providing any further medical evidence.

Whole of life - The most flexible type of life assurance, designed to gaurantee your next of kin a payment in the event of your death. Widely used in inheritance tax planning. Premiums can be higher for this type of policy in the short term but may work out cheaper over the long term.

Serious illness - Pays out an agreed amount in the event of contracting a specified serious illness. Can be taken out in conjunction with the above policies or on a stand alone basis.

Contact us to talk to a qualified financial advisor regarding your life assurance needs.